Social Security Disability Coeur d'Alene (SSD)
Social Security Disability Insurance is a federal insurance program that is managed by the Social Security Administration. Social Security Disability is designed to supplement income to persons with a disability that physically or mentally restricts their ability to be employed. Benefits are available for permenant as well as temporary disabilities lasting in excess of 12 months. Permanently or temporarily disabled will determine if Social Security Disability Insurance will be supplied for a permanent or temporary time period.
Social Security Disability Insurance can be paid to any income level, unlike Supplemental Security Income (SSI). Persons receiving Supplemental Security Income must stay below an administratively mandated income threshold, and must stay below that threshold to receive Supplemental Security Income. However, there is no threshold to receive Social Security Disability Income.
Social Security Disability Qualifications
- Suffer from a physical or mental condition that prevents them from engaging in any substantial gainful activity.
- The condition is expected to last at least 12 months or result in death.
- Under the age of 65.
- Worked enough to have accumulated 20 social security credits in the last 10 years prior to the onset of the disability. For every year the worker's age exceeds 42, one additional credit is required.
Individuals that can prove that they became disabled at or before the age of 22 results in the work requirements being waived. These individuals may be allowed to collect on their parent's work credits at no loss of benefits to the parent(s). Disabled widows may draw off the benefits of a deceased spouse or ex-spouse if other requirements are met.
Medical Evidence such as doctors' findings are a requirement to document the claim. Symptoms, such as pain, must be medically determined by a professional to document what the claimant is diagnosed to have. The claim will then be evaluated based on medical evidence. In some cases Social Security may arrange for a physical or mental examination to determine your limitations. Evaluations are complex requiring medical-vocational evidence. The sequence for the claimant is as follows:
- Is the claimant performing a Substantial Gainful Activity?
- Is the impairment severe?
- Is the claimant able to perform past work?
- Is the claimant able to perform any other work in the economy?